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My Home Finance

Private test version. Please use fictional information, not your real finances.

Home / Renovation

Plan the costs
of your renovation.

List the building work, the kitchen, the bathroom or furnishings. Add payment dates and check how they fit with your income and other costs.

Start a renovation plan
An apartment mid-renovation: daylight, parquet and work still in progress.
Fictional example

Renovating part of the apartment

Building work2 November€8,000
Kitchen5 November€6,000
Cleaning and moving27 November€500
Total planned€14,500

Add costs and payment dates.

Start with an estimate, then replace it with the exact amount when the quote arrives. Split a payment into a deposit and the rest, or change its date.

The total adds up from the items, so you always see what’s in it.

Enter what you pay for.

A name, an amount, a date, and a tag that makes it easy to find later.

All at once or in stages.

Schedule the payments as agreed with your contractor.

What’s paid and what’s still to come.

Track the actual payments and what the rest of the work will cost.

Same work.
Different schedule.

Move the kitchen payment and see how much is left at the lowest point.

The example assumes the new date was agreed at no extra charge. The cost of the work stays the same.

Fictional exampleNovember 2026 – January 2027
When is the kitchen paid?
Lowest point in these three months€7,150

5 November · after the kitchen payment

NovemberDecemberJanuary

You want to keep at least €7,500

Renovation cost €14,500End of January €13,050

You can pay for the kitchen, but that leaves €7,150. That’s €350 below the €7,500 you want to keep.

Plan the purchase
and the renovation.

Start a free plan

Start with what you know.
No sign-up, no card.